This is the bestselling retirement guide - updated to address all the game-changing issues caused by the economic downturn. Stan Hinden's accessible, reliable, step-by-step advice is what has made "How to Retire Happy" one of the bestselling retirement books out there. Now, Hinden explains how new and soon-to-be retirees must plan accordingly, given the banking, housing, and stock crises, as well as the likelihood of major changes to Medicare, Medigap, Medicaid, Social Security, and pensions under the Obama administration. Readers will find the answers to questions that concern them most, like when to take money out of an IRA, where to invest for retirement, and how to deal with aging.